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How are MyCamper deposit refunds processed, and why might they not appear on my bank statements?

Updated today

MyCamper users often have questions about the deposit refund process, especially when refunds don’t appear as expected on bank statements. This guide explains how deposit refunds work, why they might not show up, and steps you can take.

Overview of Deposit Pre-Authorization

When you book a vehicle with MyCamper, the deposit is not directly charged to your card. Instead, it is reserved via a pre-authorization. A pre-authorization means the amount is put on hold by your bank but not actually deducted. Since there's no actual charge, refunds simply involve releasing the pre-authorized amount.

  • On your statement, the reserved amount may appear as a "pending" transaction but will "disappear" rather than showing as a refund once the bank releases the hold.

  • If deductions (e.g., mileage charges or damages) are applied, only that portion will be captured, and the remaining pre-authorized amount will be released. Any deductions will appear as a separate charge.

Refund Timing and Bank Statement Visibility

The timing of the refund depends on your bank’s policies. Some banks process the release instantly, while others may take several days for the pending amount to vanish from your statement. Common scenarios include:

  • No Refund Transaction Visible: Since the pre-authorized amount was never charged, there’s no refund transaction. The original authorization simply "falls off" your statement.

  • “Cancelled” on Statement: If your statement shows the deposit as "Cancelled," this just means the pre-authorization hold was released—it does not imply the refund was canceled.

  • Delays Due to Bank Processing: Banks can take additional time to release the hold, even after MyCamper has initiated the process.

Handling Deductions and Adjustments

If any approved charges (e.g., extra mileage or damage) apply, they will be deducted from your deposit:

  1. MyCamper captures only the necessary portion of the deposit to cover these costs.

  2. The remaining deposit remains pre-authorized rather than charged.

  3. You will only see a charge on your statement for the deducted amount; the rest of the hold will disappear once released.

If no extra charges occur, the full pre-authorization hold is released back to your account.

Special Cases and Refund Delays

Expired or Replaced Cards

Refunds are automatically sent to the original card used during booking. If your card has expired or been replaced, your bank will usually redirect the refund to your new card or associated account. Contact your bank for specific inquiries in such cases.

Unchecked Bookings

MyCamper cannot process a refund until the booking is closed. If your deposit refund seems delayed, ensure that the checkout process has been fully completed in the system.

Practical Tips For Users

  • Monitor your card statement for the removal of the pre-authorization hold instead of a separate refund.

  • Contact your bank if you notice significant delays after MyCamper confirms hold release.

  • Double-check that your booking and checkout process are fully completed to avoid refund delays.

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